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Statutory Legal Document•v2.4 (DPDP Aligned)

Privacy Policy & Data Fiduciary Notice

Digital Personal Data Protection Act, 2023 (DPDP Act) Compliant Governance

Effective: October 1, 2026
Jurisdiction: Republic of India
Statutory Data Fiduciary Declaration

CashKG Technologies Private Limited (“CashKG”, “we”, “our”, or “us”) operates as a registered Data Fiduciary under Section 2(i) of the Digital Personal Data Protection Act, 2023 (DPDP Act 2023). This policy governs how we collect, process, verify, and safeguard personal and agronomic telemetry data for investors, rural landholders, and institutional off-takers across our 7 agro-climatic reserves.

01.Scope of Data Collection & Telemetry Architecture

To facilitate tripartite contract farming agreements, biometric due diligence, and direct benefit payout transfers, CashKG collects specific categories of digital personal data:

  • Investor & Subscriber Due Diligence: Permanent Account Number (PAN), Aadhaar XML verification via DigiLocker, banking credentials for payout escrow, authorized signatory resolutions, and accredited investor credentials.
  • Rural Landholder Onboarding: State revenue records (e.g., Maharashtra 7/12 extracts, West Bengal Khatian/Dag records, Karnataka RTC Pahani), mutation registers, proof of encumbrance-free title, and Bank Account details for Direct Benefit Transfers (DBT).
  • Cadastral & Agronomic Telemetry: High-precision GNSS/GPS boundary coordinates, drone multispectral orthomosaics, European Space Agency Sentinel-2 NDVI spectral reflectance data, soil assay reports, and tree inventory tags.
  • Platform Device & Security Metrics: IP addresses, cryptographic session nonces, hardware identifiers, and cookie consent preferences.

02.Lawful Grounds & Purposes of Data Processing

In strict compliance with Section 6 of the DPDP Act 2023, data is processed solely under the doctrine of specific, informed, and unconditional consent or for verifiable statutory obligations:

Tripartite Lease Deeds

Execution and digital stamping of agricultural contract farming agreements under respective state land laws.

Satellite & Drone Audits

Verification of timber tree survival, canopy volume, and biomass accumulation via DGCA Green-Zone flight telemetry.

DBT Payout Disbursement

Direct bank transfer of quarterly landowner maintenance stipends and investor harvest dividends via ICICI Bank Escrow.

Anti-Money Laundering (AML)

Mandatory reporting under Prevention of Money Laundering Act (PMLA) 2002 and Income Tax Section 10(1) audit verification.

03.Data Storage, Sovereignty & Retention Protocols

All personal information, revenue extracts, and cadastral survey databases are stored within the territory of the Republic of India on SOC2 Type II and ISO 27001-certified enterprise infrastructure.

Active Contract Farming Lifecycle:Duration of Harvest Cycle (e.g. 8-12 Years)
Statutory Financial Records:8 Years post-harvest (Sec 128 Companies Act)
Raw Telemetry & Multispectral Rasters:Permanent Archival (Agronomic Baseline)

04.Rights of the Data Principal under DPDP Act 2023

As a Data Principal, you are entitled to exercise statutory rights by writing to our designated Data Protection Officer:

Right to Access Summary: Request an itemized ledger of personal data processed, third-party disclosures, and processing rationale.
Right to Correction & Erasure: Rectify inaccurate demographic details or request erasure, subject to mandatory statutory retention laws for active agricultural lease deeds.
Right of Grievance Redressal: Direct escalation to our appointed Grievance Officer within 72 business hours.
Right to Nominate: Designate a legal heir or proxy to exercise data rights in the event of death or incapacity.

05. Grievance Officer & Statutory Contact

Designated Officer

Siddharth R. Sengupta, Advocate

Chief Legal Officer & Grievance Redressal Head

Corporate Headquarters

CashKG Technologies Pvt. Ltd.
Level 5, Embassy Heights, Magrath Road
Bengaluru, Karnataka 560001, India

Statutory Inquiries

[email protected]

Response SLA

Within 72 hours under DPDP Act Rule 11